Zeleniy Coffee http://zeleniycoffee.com/ Thu, 23 Jun 2022 03:01:41 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 http://zeleniycoffee.com/wp-content/uploads/2021/05/zeleniy-coffee-icon-150x150.png Zeleniy Coffee http://zeleniycoffee.com/ 32 32 Small Business Owners Manage the Lingering Effects of the Pandemic and Inflation – NBC 5 Dallas-Fort Worth http://zeleniycoffee.com/small-business-owners-manage-the-lingering-effects-of-the-pandemic-and-inflation-nbc-5-dallas-fort-worth/ Thu, 23 Jun 2022 03:01:41 +0000 http://zeleniycoffee.com/small-business-owners-manage-the-lingering-effects-of-the-pandemic-and-inflation-nbc-5-dallas-fort-worth/

While many businesses recovering from the COVID-19 pandemic are seeing stronger sales that are close to or comparable to 2019 levels, some owners say the effects linger, along with new challenges.

Kari Seher, owner of Melt Ice Creams, has experienced the ups and downs of the pandemic. Right now, her stores are busy because she calls it “the perfect season” for ice cream.

Since opening in 2014, Melt Ice Creams has expanded to four stores in North Texas.

“I started making it at home, in my kitchen, and then I started telling my neighbors to make this ice cream and let them taste it. They were like, you really should open a store,” recalls Seher.

While Seher said most of their stores are back to 2019 sales levels, the recovery has not come without challenges.

“In our 8.5 years in business, we have only increased our prices twice. We raised our prices just recently in January, but we’re seeing our costs go up about 8%,” she said. “We are doing our best to mitigate this, but there is a cap within which a customer wants to pay. They don’t want to pay more money, so we are kind of in a rush.

To avoid raising prices further, Seher said their company is trying things like buying more ingredients in bulk and being careful how they spend their money. Sometimes they have to consider giving up certain products that have become too expensive, she said.

“If we buy a certain cup that comes from far away, then it has to come by truck to get here, that gas cost, it’s all included in the cost of that product,” she said. “We really don’t want to impose that cost on our customers, and we hope it balances out. There may be a time when we have to raise these prices, but we don’t want to. »

When it comes to finding balance in recovery, Seher is far from alone.

Tarrant County is weeks away from launching a new grant program aimed at helping small businesses recover from the effects of the pandemic. County commissioners have allocated $25 million in federal funding to help small businesses.

Tarrant County deputy administrator Lisa McMillan said she is focusing specifically on workforce recovery efforts, including retention, recruiting, training and development.

“We expect the $25 million awarded by the County Commissioners Court to go quickly,” McMillan said. “The pay scale has increased. Some people want to offer bonuses, signing bonuses so that those funds can be used for any of those types of labor needs.

Affected small businesses that had 50 or fewer employees in the first quarter of 2020 can apply for grants of up to $27,500 depending on eligibility criteria and number of employees.

While Seher said owners of small businesses like hers are thinking about how they spend their money, she asks the community to do the same.

“If there’s a coffee you like, it’s your coffee. Spend your money there rather than going to a big company. Spend your money in an ice cream shop, where we know the people behind the counter,” she said. “You never know, if you’re not supporting them, and maybe your neighbor isn’t supporting them, maybe that’s not the boost you need. need to get through this season.”

Applications for the new grant program through Tarrant County will open at noon on July 11. The application deadline is 5 p.m. on August 31, or when funds are exhausted.

Requests will be processed in the order in which they are received.

Signature Bank (NASDAQ:SBNY) Receives Consensus “Buy” Recommendation From Analysts http://zeleniycoffee.com/signature-bank-nasdaqsbny-receives-consensus-buy-recommendation-from-analysts/ Wed, 22 Jun 2022 06:20:34 +0000 http://zeleniycoffee.com/signature-bank-nasdaqsbny-receives-consensus-buy-recommendation-from-analysts/

Signature Bank Stock (NASDAQ: SBNY – Get a rating) have been given a consensus “moderate buy” rating by the fifteen brokerages that currently cover the business, MarketBeat reports. One research analyst has rated the stock with a hold rating and twelve have issued a buy rating on the company. The 12-month average price target among brokers who have covered the stock over the past year is $347.31.

A number of equity research analysts have recently released reports on the stock. UBS Group cut its price target on Signature Bank shares from $472.00 to $309.00 and set a “buy” rating for the company in a Monday, June 6 research note. StockNews.com raised Signature Bank shares from a “sell” rating to a “hold” rating in a Wednesday, June 15 report. Raymond James cut his price target on Signature Bank shares from $400.00 to $350.00 in a Monday, May 16 research note. Compass Point cut its price target on Signature Bank shares from $350.00 to $300.00 and set a “buy” rating for the company in a Friday, June 10 research note. Finally, Morgan Stanley cut its price target on Signature Bank shares from $508.00 to $428.00 and set an “overweight” rating on the stock in a Monday, March 28 research report.

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A number of institutional investors have recently increased or reduced their stake in SBNY. Mitsubishi UFJ Morgan Stanley Securities Co. Ltd. bought a new position in Signature Bank stock during Q1 worth approximately $29,000. JCSD Capital LLC acquired a new position in Signature Bank in Q1 worth $29,000. Blume Capital Management Inc. acquired a new position in Signature Bank in Q1 worth $29,000. Quent Capital LLC increased its stake in Signature Bank by 152.5% in Q1. Quent Capital LLC now owns 101 shares of the bank valued at $30,000 after buying 61 additional shares in the last quarter. Finally, Cambridge Trust Co. increased its stake in Signature Bank by 1,018.2% in the 1st quarter. Cambridge Trust Co. now owns 123 shares of the bank valued at $36,000 after buying 112 more shares in the last quarter. Institutional investors and hedge funds own 96.17% of the company’s shares.

The NASDAQ SBNY opened Wednesday at $175.55. The company’s 50-day moving average is $220.69 and its 200-day moving average is $284.40. Signature Bank has a 12-month low of $165.36 and a 12-month high of $374.76. The company has a quick ratio of 0.84, a current ratio of 0.85 and a debt ratio of 0.37. The company has a market cap of $10.64 billion, a P/E ratio of 10.27, a price-to-earnings growth ratio of 0.82, and a beta of 1.78.

Signature Bank (NASDAQ: SBNY- Get a rating) last reported results on Tuesday, April 19. The bank reported earnings per share of $5.30 for the quarter, beating analyst consensus estimates of $4.31 by $0.99. Signature Bank had a net margin of 43.29% and a return on equity of 13.97%. The company posted revenue of $607.96 million for the quarter, versus analyst estimates of $608.85 million. In the same quarter a year earlier, the company posted EPS of $3.24. Equity analysts expect Signature Bank to post EPS of 22.15 for the current year.

The company also recently announced a quarterly dividend, which was paid on Friday, May 13. Investors of record on Friday, April 29 received a dividend of $0.56. The ex-dividend date was Thursday, April 28. This represents a dividend of $2.24 on an annualized basis and a yield of 1.28%. Signature Bank’s dividend payout ratio is currently 13.11%.

About Signature Bank (Get a rating)

Signature Bank provides commercial banking products and services. It accepts various deposit products, including checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, certificates of deposit, and other cash management products. The Company offers various loan products including commercial and industrial loans, real estate loans and letters of credit.

See also

Analyst Recommendations for Signature Bank (NASDAQ:SBNY)

This instant alert was powered by MarketBeat’s narrative science technology and financial data to provide readers with the fastest and most accurate reports. This story was reviewed by MarketBeat’s editorial team prior to publication. Please send questions or comments about this story to [email protected]

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Organic Coffee Market Size, Scope and Forecast http://zeleniycoffee.com/organic-coffee-market-size-scope-and-forecast/ Tue, 21 Jun 2022 14:40:13 +0000 http://zeleniycoffee.com/organic-coffee-market-size-scope-and-forecast/

New Jersey, United States – The Organic Coffee Market research report examines the market in detail over the predicted period. The research is divided into sections, each of which includes analysis of market trends and changes. Drivers, limitations, opportunities, and barriers, as well as the impact of numerous aspects on the industry, are all variables of market dynamics.

The report provides participants with essential information as well as specific recommendations for gaining a competitive advantage in the global business world. It studies how different players compete in the global market and shows how they compete differently. The market size for the Organic Coffee Market is calculated using a projected period included in the research study. Current market status and trends, along with business growth drivers, industry share, sales volume, interesting BI dashboards, and market forces are all explored.

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Jim Organic Coffee, Rogers Family, Death Wish Coffee, Burke Brands, Grupo Britt, Strictly Organic Coffee, Dean’s Beans Organic Coffee, Keurig Green Mountai, Jungle Products, Java Specialty, Coffee Bean Direct, Allegro Coffee, Don Pablo Coffee, Grupo Nutrisa, Oakland Coffee.

Our analysts have performed a qualitative and quantitative analysis of the microeconomic and macroeconomic components of the Organic Coffee market. This study will also help to understand changes in Organic Coffee Market industrial supply chain, manufacturing processes and costs, sales scenarios and market dynamics.

This analysis highlights significant mergers and acquisitions, company expansion, differences in goods or services, market structure, competitive conditions in the Organic Coffee market, and market size by participant.

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Taco Bell triggers a cry in Attleboro | Local News http://zeleniycoffee.com/taco-bell-triggers-a-cry-in-attleboro-local-news/ Tue, 21 Jun 2022 04:15:00 +0000 http://zeleniycoffee.com/taco-bell-triggers-a-cry-in-attleboro-local-news/

ATTLEBORO – Pleasant Street used to be nice.

Tall shade trees and tall houses lined it up and down.

But that was decades ago.

It has since been transformed into a busy shopping strip, from the railway bridge near Falmouth Street to Lindsey Street.

Thousands, if not tens of thousands, of cars drive the roadway every day, visiting a plethora of businesses including fast food restaurants, cafes, bar, liquor store, truck rental, gas stations -service, a retirement home, a grocery store, banks, pharmacies and other shops.

And now another one will be coming soon – a Taco Bell.

The 1,967-square-foot restaurant has planning board (5-0) and zoning appeal board (3-0) approval. It will go on a vacant 41,006 square foot lot at the corner of Pleasant and Perry Avenue.

The site is just shy of an acre.

No opposition was raised during the public hearings on the structure, but that does not mean that everyone is happy about it, as evidenced by the Facebook page of Mayor Paul Héroux.

There have been many comments, the majority of them being negative.

There were so many that Andrew Heller commented on the comments.

“More people are commenting on Taco Bell than they came to vote on the high school (tax) waiver ($259.9 million)…” he said.

That was a stretch, but people seemed a little more excited about the Taco Bell than spending $260 million on a new school.

Traffic is the big concern for people who drive the road every day.

But a traffic expert giving evidence to the planning council said the normal ebb and flow would not be affected and the council agreed, as did the ZBA.

Currently the road is not in the best condition, but improvements cannot be made until Taco Bell is complete.

And Public Works Superintendent Mike Tyler said repaving was the order of the day.

“Pleasant Street (from) Starkey Avenue to Lindsey Street is expected to undergo sidewalk improvements and pavement resurfacing over the next few years,” he told the Sun Chronicle in an email. “We are just waiting for the construction of the new Taco Bell and associated roadway, sidewalk and utility work to be completed before starting this much-needed urban project.

“All the other sections of Pleasant Street have been redone within the last five years. This section is the final piece of the puzzle.

He added that new road signs and lane markings are also planned.

But some people driving the road are worried.

“Not happy about that kinda!!” Robin Therrien wrote when she heard about it. “There’s way too much traffic already… I can’t wait for all the yahoos to get drunk at midnight.”

The restaurant will have a drive-thru window open from 7:00 a.m. to 3:00 a.m.

Up to 16 cars will be able to pile up on the site with an entry off Pleasant.

The ZBA has mandated a gate at the Pleasant Street entrance in case the demand for midday or midnight tacos gets out of control and cars overflow onto the pavement.

Monique Morin Reynolds also expressed concern.

“WOW!! Worst place for Taco Bell! Crazy saved traffic the whole time!!!!”

“It’s going to create a traffic nightmare…” Diane Lennox said.

“It’s the worst possible place,” said Chris Kasanowsky. “Traffic is a nightmare…already there!!”

Albert Ruano suggests that the Taco Bell be moved to the wide, commercially vacant O’Neil Boulevard.

“Put it somewhere else,” said Elaine Cote Tallini. “This area is already overcrowded.”

“Throw another potentially busy business into…a dangerous high traffic area. I don’t understand the mentality…” Ann Wilson Bridges said.

But as always, there is another side.

Some people relish the chance to bite into one of Taco Bell’s tacos.

“Go ahead…I love Taco Bell,” Vicki Cassidy Nason said.

The road has other fast food chains like McDonald’s, Kentucky Fried Chicken and Papa Gino’s to name a few, and Albert Richmond said Pleasant Street is also a good place for Taco Bell.

“Not everyone can go to S. Attleboro to get good fast food,” he said. “I don’t do Taco Bell, but it’s necessary, keep it up.”

“It will be cool to have another good option on this strip of Pleasant Street,” added Kurt Bonin.

And Yvonne Gunning said she would welcome Taco Bell with open arms.

“Sometimes you just want tacos!!!” she says.

George W Rhodes can be reached at 508-236-0432.

Local schools turn to food rationing as prices rise http://zeleniycoffee.com/local-schools-turn-to-food-rationing-as-prices-rise/ Mon, 20 Jun 2022 21:03:12 +0000 http://zeleniycoffee.com/local-schools-turn-to-food-rationing-as-prices-rise/


Local schools turn to food rationing as prices rise

Early Childhood Development Education (ECDE) students at Ngurunit Primary School in Laisamis, Marsabit County are given porridge on July 18, 2019. PHOTO | DAVID MUCHUI | NMG

Schools are now rationing and changing menus as the prices of grain, wheat and other food items rise.

Rising food costs and continued supply chain disruptions are shrinking the menu for students across the country.

Some schools have been forced to withdraw or make substitutions to cope with the skyrocketing cost of key ingredients such as corn, beans and potatoes.

At Aiku Secondary School in Igembe sub-county, the cafeteria management and staff had to improvise. They used to offer three entries a day, but now there is only one.

“The price of maize per kilogram has increased, so we have replaced porridge with tea and coffee mixed together,” said Ms. Rose Mueni, the school principal.

Ms Mueni said the school can produce milk and therefore replace them with cheaper alternatives.

“For cabbage, we replaced it with kale (sukumawiki) which is cheaper and readily available in school gardens,” Ms Mueni said.

Schools have become one of the institutions most affected by the increase in food inflation in the country and the unavailability of food.

Some teachers say they have stopped extracurricular activities in schools due to a lack of funds.

“We have stopped all other activity at school, for example student projects, we have stopped so that we can focus on feeding and supporting students [in schools]said Ms Charity, also a school principal.

In some schools, there is only one main course a day and portions of food are rationed due to supply issues and soaring prices.

School principals denounce a tense school term as food products become more expensive for the sustainability of educational institutions.

They say they haven’t collected enough lunch tax to buy food and pay non-permanent staff.

Two headteachers said the food rationing had not been welcomed by students, but the situation was unavoidable.

Some schools have huge pending bills from suppliers of various food items, which has affected their business relationships with these companies.

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Explainer: The risks Ohioans will take to get abortion pills online if Roe v. Wade is canceled | Ohio News | Cincinnati http://zeleniycoffee.com/explainer-the-risks-ohioans-will-take-to-get-abortion-pills-online-if-roe-v-wade-is-canceled-ohio-news-cincinnati/ Mon, 20 Jun 2022 14:16:19 +0000 http://zeleniycoffee.com/explainer-the-risks-ohioans-will-take-to-get-abortion-pills-online-if-roe-v-wade-is-canceled-ohio-news-cincinnati/

Dr. David Burkons remembers how his classmates got abortion care when he attended Ohio State University in Columbus in the 1960s.

“There was a corner on Cleveland Avenue,” Burkons says. “You got there and a car drove by, you got in, you gave him the money, he took you to have an abortion, you came back.”

By the time he graduated from medical school in 1973, the United States Supreme Court had just rendered its decision on Roe vs. Wade, legalizing abortion care nationwide. Burkons continued to deliver and terminate pregnancies, serving patients’ choices, whatever they decided. Now, nearly 50 years later, as the court is poised to overturn its landmark decision, Burkons worries about how Ohioans will have access to abortion care in a world post-Roe.

“There are going to be deaths involved with this. There will be very serious consequences,” Burkons says.

Rather than people slipping into a car to be taken to a secret abortion site, Burkons says the new version of the clandestine abortion procedure will begin online when patients order pills to end a pregnancy from out-of-state and black market sellers. .

“The internet has changed everything,” Burkons says.

Most people who end a pregnancy do so with a series of prescribed pills – about 47% in Ohio, about 54% in the United States. This number has risen sharply in recent years; in 2015, only four percent of abortion treatments in Ohio were performed using medication. The first pill usually prescribed is mifepristone (brand name Mifeprex), while the second pill, misoprostol (brand name Cytotec), is taken 24 to 48 hours later.

Burkons, who runs three abortion clinics — two in the Cleveland area, one in Toldeo — said about 75% of the abortion care he provides is via the pill.

“Part of it depends on how we run our clinic. We try to get people in very, very quickly,” Burkons says.

According to Burkons, that timing will be jeopardized if patients are forced to find pills to end their own pregnancies online. The abortion pill is currently only an option during the first 10 weeks of pregnancy. After nine weeks and six days, Burkons says patients are at risk for more severe cases of bleeding, cramping and more complications that may require medical attention.

While pregnancy tests can detect pregnancy very early, Burkons says most women don’t know they’re pregnant until after their first missed period, which can last well beyond six weeks. If Ohio’s trigger bans are passed and abortion care is banned, it will force patients to wait for out-of-state or overseas pills to be shipped in time to take the safe pills. Burkons doesn’t like these odds.

“I think what’s going to happen is people will find out they’re pregnant, they’ll find these sites, they’ll order the pills, the pills will come in and it’ll take a week or two to get the pills, so they are already going to be more advanced and there will be a much greater chance that they will have problems. And there will be no one to call,” Burkons says.

Patients who take the right abortion pills in the first ten weeks are likely to have a successful experience, Burkons says, but uncertainty about how long a pregnancy will last could be associated with the delay in shipping medications. is still only part of the risk. Making sure you’re getting the right pills online is Burkons’ next fear.

“What you’re going to see are a lot of websites — some will be legit, some won’t,” Burkons says. “If you go online now and search for ‘abortion’, you get these crisis pregnancy centers that have very professional and misleading websites that are there to confuse women and prevent them from having abortions. I guarantee you these anti-choice people are going to make websites like this, and if people get drugs, they’ll probably be Smarties [candy] or something.”

Burkons says that even if a patient can’t get their hands on both misoprostol and mifepristone, only misoprostol might work in some cases — but the two drugs are more effective together. If the supply of pills is limited, Burkons says there will be a higher rate of incomplete abortions, which will put patients at major risk of medical emergency and – depending on new laws that may arise – criminal proceedings.

“Infection, massive bleeding, that sort of thing,” Burkons says. “There are products left, and they will bleed and have to go to the emergency room.”

An ER nurse spoke to CityBeat at a Planned Parenthood rally in Cincinnati in May. She did not want to disclose her name for fear of being reprimanded by her employer.

“We don’t receive any training for this,” says the nurse. “They put their bodies at risk, their lives at risk.”

She says current ER staff have worked almost entirely in a world where abortion care is accessible. Now, she says, they must prepare for patients who manage medical abortions without the assistance of a physician or who undergo surgical abortions in nonmedical settings.

“They won’t be able to give information about what was done to them,” she said of the staff. “We are talking about permanent bodily harm. Infection. Death.”

Whether or not Ohioans will be able to legally order medical abortion pills by mail in a post-Roe world remains a legal gray area. Burkons says that because the state cannot prosecute doctors outside of state lines, it’s only a matter of time before lawmakers prosecute patients who seek to terminate their own pregnancies.

“Anti-choice people always say they’re not after women. They call me the criminal,” Burkons says. “But my parking lot is full and I don’t advertise. People are looking for us. When there are no doctors in the state to sue because it’s all from out of state, you know they’re going to go after women.

Fear of trouble from doctors or the law is what Burkons fears is keeping some patients who need help away from emergency rooms. He advises those looking for abortion pills online to try ordering from a website with a customer support phone number – something patients can call to speak to a doctor or nurse.

“I would look for a place that at least seems to have a doctor involved,” Burkons says. “If you have a problem there is a number to call and someone will answer who might actually be able to help.”

Burkons points out that misoprostol and mifepristone are extremely safe and effective, but patients taking blood thinners or who are anemic should be careful as they could lose a dangerous amount of blood.

He points out that even if they are not pregnant, many people are being given abortion pills ahead of the looming US Supreme Court ruling, which is expected in June.

“They have a long expiration period,” says Burkons. “Women are very intelligent people. They will find a way.

UWM Holdings Co. is expected to post earnings of $0.41 per share for fiscal 2023 (NYSE: UWMC) http://zeleniycoffee.com/uwm-holdings-co-is-expected-to-post-earnings-of-0-41-per-share-for-fiscal-2023-nyse-uwmc/ Mon, 20 Jun 2022 05:50:59 +0000 http://zeleniycoffee.com/uwm-holdings-co-is-expected-to-post-earnings-of-0-41-per-share-for-fiscal-2023-nyse-uwmc/

UWM Holdings Co. (NYSE: UWMC – Get a rating) – Wedbush dropped its full-year 2023 earnings per share (EPS) estimates for UWM in a research report released to clients and investors on Friday, June 17. Wedbush analyst H. Coffey now expects the company to post earnings per share of $0.41 for the year, down from its previous forecast of $0.50. Wedbush has a “Neutral” rating and a price target of $5.00 on the stock. The consensus estimate of UWM’s current annual earnings is $0.20 per share.

A number of other analysts have also recently weighed in on the stock. BTIG Research began covering UWM shares in a report on Wednesday, April 20. They set a “neutral” rating on the stock. Barclays lowered its price target on UWM shares from $7.00 to $5.00 and set an “equal weight” rating on the stock in a Thursday, March 3 research note. Goldman Sachs Group lowered its price target on UWM shares from $5.25 to $4.60 and set a “neutral” rating on the stock in a Monday, April 4 report. Argus downgraded UWM’s shares from a “buy” rating to a “hold” rating in a Thursday, June 2 research report. Finally, Credit Suisse Group lowered its price target on UWM shares to $4.00 and set a “neutral” rating for the company in a Thursday, May 19 research note. One equity research analyst has assigned the stock a sell rating, ten have assigned a hold rating and one has assigned the company’s stock a buy rating. According to data from MarketBeat.com, UWM currently has an average rating of “Hold” and an average price target of $5.56.

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NYSE UWMC opened at $3.22 on Monday. The company has a 50-day simple moving average of $3.82 and a 200-day simple moving average of $4.70. The company has a debt ratio of 0.64, a quick ratio of 1.85 and a current ratio of 1.85. UWM has a 1-year low of $3.14 and a 1-year high of $10.02. The company has a market capitalization of $297.95 million, a price-earnings ratio of 5.75 and a beta of 1.01. UWM (NYSE: UWMC- Get a rating) last reported quarterly earnings data on Tuesday, May 10. The company reported EPS of $0.43 for the quarter, beating analyst consensus estimates of $0.08 by $0.35. UWM had a return on equity of 13.31% and a net margin of 2.78%. The company posted revenue of $821.79 million for the quarter, versus a consensus estimate of $526.47 million. In the same quarter last year, the company posted earnings per share of $0.71.

A number of hedge funds have recently changed their positions in UWMC. Captrust Financial Advisors bought a new position in UWM stock in the third quarter worth about $32,000. Allegheny Financial Group LTD acquired a new stake in UWM in Q4 worth $30,000. WealthPLAN Partners LLC acquired a new stake in UWM in Q4 valued at $52,000. Baker Tilly Wealth Management LLC acquired a new position in UWM stock during Q1 worth approximately $48,000. Finally, SG Americas Securities LLC acquired a new position in UWM shares during the 1st quarter for a value of approximately $52,000. 33.06% of the shares are currently held by institutional investors and hedge funds.

The company also recently declared a quarterly dividend, which will be paid on Monday, July 11. Shareholders of record on Tuesday, June 21 will receive a dividend of $0.10. This represents a dividend of $0.40 on an annualized basis and a dividend yield of 12.42%. The ex-dividend date is Friday, June 17. UWM’s dividend payout ratio is 71.43%.

About UWM (Get a rating)

UWM Holdings Corporation is engaged in residential mortgage lending business in the United States. The company issues mortgages through the wholesale channel. It is primarily the originator of conforming loans and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.

See also

Earnings history and estimates for UWM (NYSE: UWMC)

This instant alert was powered by MarketBeat’s narrative science technology and financial data to provide readers with the fastest and most accurate reports. This story was reviewed by MarketBeat’s editorial team prior to publication. Please send questions or comments about this story to [email protected]

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]]> ‘Unmeat’ your diet, says plant-based meat startup GoodDot http://zeleniycoffee.com/unmeat-your-diet-says-plant-based-meat-startup-gooddot/ Sun, 19 Jun 2022 11:37:00 +0000 http://zeleniycoffee.com/unmeat-your-diet-says-plant-based-meat-startup-gooddot/

Tell any meat lover you eat Unmutton Keema, Vegicken Curry, Where Bhurji without eggs and you are sure to attract some judgement, and perhaps even ridicule.

These products, named after popular non-vegetarian dishes, are part of a Udaipur-based startup GoodDotaimed at replacing meat with a plant-based alternative.

The challenge, however, was to successfully imitate the taste, which is sacred to a carnivore. Abishek Sinhaco-founder of GoodDot’s and former meat eater, agrees: “When I ate meat, it was primarily for the taste of the meat.

This is what led Abhishek to launch GoodDot with Deepak Parihar and launched GoodDot in 2016 with the assumption that a good vegan, meaty-tasting, affordable product would find plenty of takers.

“There were two sides of the equation,” he explains. “Vegetable meat, technologically, is possible. If you do your R&D (research and development) right, you can create a product that is 100% vegan but tastes like meat.

“Second, [if] the product is available at a good price, there will be many consumers, especially meat eaters looking to reduce their meat consumption,” he adds.

GoodDot’s products include Biryani, Meatless Ground Meat, Dhaba Unmutton Curry Kit, Pickled Vegetable Chunksin packs of 125-500g, price between Rs 95 and Rs 379.

GoodDot Proteiz Pepper

Solve a moral dilemma

For Abhishek, GoodDot was the next step for a cause he believed in. “I am an animal lover. I have been saving and feeding them since my childhood. [But] I also belong to a community where people eat meat.

“It was a moral dilemma and it didn’t sit well with my psyche,” he says.

A civil servant until 2016, Abhishek often discussed developments in the alternative meat market with his brother Abhinav, who was pursuing a doctorate in biochemistry and molecular biology at Oregon Health & Science University (OHSU).

Soon he came across the plant-based meat segment, which uses vegetarian proteins like soybeans or lentils, quinoa, peas, coconut oil or wheat, and has a special technological configuration to give products the taste of meat.

Throughout his life, Abhishek had struggled to give up meat. Countless times he would decide not to use it anymore, only to fail.

“I would start eating meat again because of the taste. I was not able to control the urge,” he says. Eventually, his passion for saving animal lives led him to quit his job and turn to entrepreneurship.

Most of GoodDot’s customers have a similar story: meat eaters looking for an alternative that will satisfy their taste buds.

So how close does GoodDot taste to meat?

“I won’t say exactly the same, but it’s very close,” Abhishek says. Of the products sold by GoodDot, he adds, some are “extremely similar” in taste to meat while others are not so much. “Because R&D is continuous, we are constantly evolving our product line.”

GoodDot has dedicated food scientists and researchers working on it. The startup also organizes taste tests with restaurateurs, chefs and other stakeholders to improve its product line. From chicken and mutton to egg, the goal is to be able to mimic taste, texture and aroma.

This, says Abhishek, is true for all companies in the sector.

From Udaipur to the world

Initially started, GoodDot secured funding from a few wealthy individuals in 2016. It launched its products in 2017 after setting up a production facility on the outskirts of Udaipur.

On concerns about not operating from a metro, Abhishek says that Udaipur—located in the middle of the highway connecting Delhi and Mumbai—has easy access to both markets. And soybeans, a key ingredient in its products, are widely available in the Indore-Kota belt, which is not far from the city. The startup had no trouble finding good human resources in the city.

At first, GoodDot approached consumers through a direct selling company RCM Business, which has its central warehouse in Bhilwara, another city in eastern Rajasthan. “We could easily send our products to Bhilwara and they take care of the logistics from their office,” adds Abhishek.

Thanks to RCM, GoodDot had access to nearly 10 millions people and 8,000 to 10,000 physical stores. At the time, the majority of its consumers came from Tier II and III cities such as Mughalsarai and Maharajganj in Uttar Pradesh.

But a lot has changed since then.

Claiming to have grown up 100 percent every yearco-founder says GoodDot sold 3,000 units every day in 2017. Today it sells almost 50,000 units every day. Additionally, its direct-to-consumer (D2C) sales increased last year when it began marketing and promoting online, helping it win customers in the subways.

“Now that [D2C] is our focus area,” says Abhishek, adding that the D2C wave has helped the startup attract new customers aware of the impact of meat consumption.

GoodDot is also diversifying its presence and is available on DMart, Reliance and Amazon. Additionally, it exports to Singapore, Canada, Nepal, United Arab Emirates, South Africa, Oman and Mauritius.

Before 2020, approximately 95 percent of its sales were made through direct sales.

Now, 55-60 percent of its revenue comes from direct selling while D2C and modern commerce, including channels like DMart, Reliance, etc., account for 12-15% each. The rest comes from exports.

According to its latest available financial statements filed with the Registrar of Companies, GoodDot reported revenue from the operations of Rs 18.6 billion during fiscal year 2020.

Biryani and Pulao from GoodDot

Funding and Prosperity

In July 2021, GoodDot raised $4.6 million from SixthSense Ventures, according to Crunchbase. The startup plans to raise another round in the next four to five months.

Akshay D’Souzahead of growth and insights at Bizom, a retail intelligence agency, says the concept of plant-based meat emerged from the United States and India is catching up.

“Right now, it’s a niche phenomenon. There is still time before it becomes mainstream and products evolve,” he adds.

Between 1961 and 2018, global meat production increased almost fivefold to reach 341 million tons, says Our World in Data. This is not surprising because it is not just a matter of taste. Meat also has nutritional value and is a good source of protein and iron.

However, it has also led to growing environmental and animal welfare concerns. Emissions from livestock, from manure and gastro-enteric waste, account for approximately 32 percent man-made methane emissions, according to the United Nations Environment Programme. Animal husbandry also needs plenty of fresh water and land to graze cattle.

A combination of these factors, along with greater consumer awareness, has led to the rise of “fake meats,” plant-based protein alternatives, and veganism.

Globally, brands like Beyond Meat and Impossible Foods develop through partnerships with traditional points of sale.

In India too, the PVR cinema chain is said to be introducing a vegan menu. Earlier this month, American coffee chain Starbucks launched a vegan menu featuring Imagine Meat.

Bizom’s Akshay predicts that these partnerships will only contribute to greater adoption.

While the industry in India is still small, limited to a few hundred million dollars, it will grow as more retail chains and FMCG brands enter the space, he adds.

The signs are already there. The Indian vegetable market should reach $400-450 million in the next five years, predicts a June 2022 report from Future Market Insights and the Plant-Based Food Industry Association in India.

Additionally, GoodDot and other Indian industry brands like Wakao Foods and Blue Tribe Foods managed to get funding lately. Some of them were also able to get endorsements from celebrities like Anushka Sharma, Virat Kohli and Riteish Deshmukh.

In fact, GoodDot onboarded sportsman Neeraj Chopra as its brand ambassador last year, further boosting its D2C sales.

What awaits us?

Although the outlook looks promising, the industry faces a number of hurdles, such as awareness, pricing, storage and transportation, says Harsha RazdanPartner and Head, Consumer Markets and Internet Business, KPMG in India.

Considering the challenges in the industry, companies that can offer affordable prices and with refined taste and texture of fake meats will stand out, he adds.

Abhishek is hopeful. “We will expand our capacity, as well as our marketing and branding efforts,” he said. The startup aims to achieve an annual turnover of Rs 250-300 crore in the next two years.

He is betting on his product and its taste, its affordability, its R&D and its shelf stability. With its sister brands GoodDo, a vegan fast food chain, and GoodDot Spices, it is also expanding its avenues.

The next step, says the co-founder, is to expand and diversify into supermarkets and launch GoodDot in the US and UK markets.

The story has been updated with infographics.

Edited by Saheli Sen Gupta
Why New Jersey and Oregon Still Won’t Let You Pump Your Own Gas http://zeleniycoffee.com/why-new-jersey-and-oregon-still-wont-let-you-pump-your-own-gas/ Sat, 18 Jun 2022 20:14:00 +0000 http://zeleniycoffee.com/why-new-jersey-and-oregon-still-wont-let-you-pump-your-own-gas/

New York
CNN Business

Most Americans faced with record gas prices cringe when filling up.

But not the people of New Jersey and Oregon. They are not allowed to touch the gas nozzle. Seriously.

In New Jersey, it has been illegal for drivers to pump their own gasoline since 1949. A ban on self-serve gasoline has been in place in Oregon since 1951, although the state has eased restrictions for rural towns a few years ago. Violators can be fined up to $500 for violating the laws of these states.

So why don’t New Jersey and Oregon allow you to pump your own gasoline? And what happened back when gas station attendants filled your tanks in the rest of the country?

It’s a strange and complex story that goes back more than a century.

The United States has experimented with self-serve gas since the first stations were built in the early 1900s. Yet it was not until around 1980 that self-serve became the main gas station model in this country. .

“Their rise to the top has not been smooth,” write Ronald Johnson and Charles Romeo in a 2000 study of the growth of self-service.

The first self-service gas pumps in the United States appeared around 1915. They were designed primarily for emergencies or for use at night when gas stations were closed. People paid in advance with coins to operate them.

Full-service gas stations are adamantly opposed to self-service. They viewed cheaper self-serve gas as a competitive threat to their business and wanted to limit its spread.

Fuel sales have slim profit margins. Service stations made their money and distinguished their brands by offering a variety of services such as oil and battery checks, windshield wipes, and vehicle repairs. Full-uniformed station attendants – some wearing bow ties – filled customers’ tanks, a key part of their wider service strategy to attract drivers in the first half of the 20th century.

Full-service petrol stations have highlighted the safety risks around self-service, arguing that untrained drivers will overfill their tanks and start a fire. With the support of local firefighters, gas stations lobbied state lawmakers to ban self-serve. In 1968, self-service was banned in 23 states.

It wasn’t until the success of self-service internationally and a major shift in the gas station business model that self-service began to replace attendants in the United States.

“Modern self-service gas stations were pioneered in Sweden,” said Matt Anderson, curator of transportation at the Henry Ford Museum in Michigan. “There, the drivers paid less for self-service than for full service. From there, the concept spread across Europe.

Self-service gas stations, like this one in early 1948, became popular as stations lost their grip on the automotive service and repair market.

At the same time, vehicle warranties began to stipulate that cars must be serviced at dealerships, a change that eroded the service and repair business of gas stations.

“Traditional full-service gas stations lost their profit center in auto repairs and were forced to change the way they operated,” said Wayne Henderson, the author of the book 100 Years of Gas Stations.

Service stations had to look for new ways to increase their profits. They moved to self-service, which lowered their costs and increased gasoline sales volumes, and they branched out into selling food, tobacco, coffee, snacks, and other markup items. higher.

Self-service “ended up being more popular because it could create high volumes and opportunities for other profits,” said Gary Scales, a doctoral student at Temple University, writing a thesis on the history of gas stations. service.

Gas station operators have begun pushing states to repeal their self-serve bans. In 1992, around 80% of all gas stations in the country were self-service, up from just 8% two decades earlier.

Despite frequent legislative attempts, legal challenges, and opposition from the gas station industry, New Jersey and much of Oregon still do not allow self-service.

Oregon law says it is in the public interest to maintain the ban. According to the law, allowing self-service would increase the risk of fires, create challenges for the elderly and disabled drivers and lead to job losses at gas stations.

In 1982, Oregon voters rejected a ballot measure to overturn the ban, but more recent polls show attitudes in the state are divided. A 2014 poll found that Oregon residents were almost evenly split on the issue, with 44% supporting the move to self-service and 46% favoring keeping the ban.

Oregon relaxed its ban in 2018, allowing self-service for drivers in rural counties with fewer than 40,000 residents.

In New Jersey, banning self-serve, as well as the state’s reputation for low gas prices, is part of its culture. “Jersey girls don’t pump gas,” proclaims a popular bumper sticker.

Self-service gasoline is a

Trying to overturn the ban was seen as a political loser.

“On self-serve gas, it’s been kind of third rail politics in New Jersey,” Gov. Phil Murphy said in April.

But record gasoline prices and gas stations’ struggles to find workers have led to renewed attempts by New Jersey gas station industry advocates to lift the ban. In May, 75 gas stations across the state lowered their prices in an effort to gain support to allow self-serve gas.

However, the state is unlikely to allow drivers to pump their own gasoline anytime soon. The president of the state senate opposes a bill that would end New Jersey’s ban.

Residents of the state have little interest in self-service. A March poll found that 73% of them say they prefer to have their gas pumped for them.

“There’s apparently one thing all New Jerseyans can agree on these days,” said Ashley Koning, director of the Eagleton Center for Public Interest Polling at Rutgers University in New Brunswick, during the publication of the survey. “And it’s Jersey’s centuries-old tradition to have your gas pumped for you.”

Imaginary coffee markets in Uganda http://zeleniycoffee.com/imaginary-coffee-markets-in-uganda/ Fri, 17 Jun 2022 05:45:00 +0000 http://zeleniycoffee.com/imaginary-coffee-markets-in-uganda/

One of the provisions of the agreement between the Uganda Vinci Coffee Company Limited (UVCCL) and the government is that the former will undertake coffee processing activities such as roast, ground and instant coffee, coffee capsules and all other complementary product.

Although the agreement does not obligate UVCL to export the value-added coffee, it is hoped that this will lead to the export of value-added coffee to ‘lucrative’ markets in Europe, America and the Middle East.

The narrative holds that as a result, Uganda’s coffee revenues will increase from $657.23 million recorded in 2021 to $5.4 billion annually.

While the theory behind this narrative is admirable, it appears that the government does not recognize or appreciate the reality in which such a theory is rooted.

Indeed, believing that there will be a market for value-added Ugandan coffee is like believing that Santa Claus exists! Indeed, these “lucrative markets” aggressively dominate and protect the upper coffee chain that Uganda is trying to enter.

Uganda’s main export destinations for green coffee beans are Italy, Germany, USA, Sudan and Spain. While other export destinations include Kenya, Algeria, South Africa, Egypt and Morocco, Europe accounts for 75 percent of Uganda’s coffee exports.

We should understand the intentions behind Europe’s dominance over imports of green coffee beans from Uganda. Europe is home to the largest coffee roasting industry in the world. Indeed, Germany and Italy have the largest roasting industry, followed by Spain, the Netherlands, France and Sweden.

According to the 2021 Coffee Barometer conducted by Oxfam Belgium, major toasters like Nestlé, JDE Peet’s End 2019, Lavazza and Starbucks are responsible for roasting 35% of the world’s coffee. In 2019, Nestlé and Starbucks had sales worth $19.5 billion and $16 billion, respectively. JDE Peet’s End 2019, a German coffee roaster, launched in 2019 was able to sell $8.7 billion in the same year.

In addition, a coffee cartel is thriving in Switzerland under the aegis of the Swiss Coffee Trade Association (SCTA) and manages a volume of over 50% of world coffee exports. SCTA members typically purchase future coffee contracts from suppliers overseas and resell them to customers who are also overseas. Therefore, maintaining access to this important raw material to keep coffee roasters, grinders and their more than 343,815 coffee shops and 20,591 coffee-focused stores afloat is essential for their survival, any coffee export external added value is avoided.

It is no surprise that Neumann Kaffee Gruppe, the world’s leading green coffee service group domiciled in Hamburg, Germany, with the help of the state apparatus, established the controversial Kaweri coffee plantation in Uganda in 2001, for the sole purpose of ensuring a stable supply of green coffee beans from Uganda.

Even initiatives like fair trade have focused on raising agricultural prices for coffee growers rather than the value of coffee exports, as the latter would interfere in the coffee empire and cartel. So, while European and American markets may be available for Uganda’s value-added coffee, they are not accessible. Availability and market access are different.

However, all is not lost. There is great untapped potential in national, regional and continental markets. Nurturing a culture of coffee drinking among Ugandans can, for example, stimulate an increase in domestic consumption of the drink. We can learn lessons from Ethiopia which consumes more than 55% of its coffee domestically.

According to the International Coffee Organization, the per capita coffee consumption in Ethiopia in 2020 was 3 kg compared to Uganda which is less than 1 kg. Strategies like BUBU should be used to promote the consumption of local coffee brands rather than Nescafé which adorns the majority of Ugandan hotel coffee tables.

The role of institutions such as the Uganda National Bureau of Statistics and coffee cooperatives in ensuring standards, awareness, branding and publicity cannot be overstated in this equation.

Mr. Africa Kiiza is a PhD student at the Universität Hamburg